Where to put the money as the cash rate falls

Oh for a return to the good old days when the most profitable strategy for making money was to borrow on the cheap and then go and buy property and shares with your ears pinned back, maybe with a bit of negative gearing thrown in to help with the tax bill.

But the blind Freddy approach to investing is long gone and with falling interest rates, investors may need to take a more realistic view of their long-term saving and investment approach ... READ MORE

Released by Australian Financial Review - 8 November 2012